This is the first year I’ve used up all my healthcare pre-tax savings account. To be completely transparent, it was gone in August. And now it’s December. And I’m still spending!
I’m spending on healthcare this month like it was all I wanted for Christmas!
One might surmise that I’m not feeling well, or that I have some disease, but that’s not it. I’ve spent most of my money on wellness procedures to get some nagging aches and pains under control. And that worked. (insert smiley face here).
The new view on December spending is frankly this: I’ve met my deductible and can finally tap into my insurance.
Now I get why all the docs are so jammed in December. And I’m glad I had appointments booked in advance.
On my spending list this month is some shoulder therapy, which has helped my golf swing and is also prep work for a January trip that includes white water rafting and zip-line fun in Costa Rica. Today I go to pick out and pay for new glasses, that’s always an expensive treat given I’m now up to three layers of vision in the lenses!
And Monday the hubby and I are both off to the lab to prove to our interinst that our “number” are better and our health efforts have been worth it.
Too bad, Walmart, Target and the mall stores. Too bad Amazon Prime. Our gift budgets are gone. But we’re making the best choices we can, given what our premiums and deductibles will be come January. Taking the long view has changed our December spending, but we are feeling like Santa came early!